"It is alleged that Suarez used abusive and/or insulting words and/or behaviour towards Manchester United's Patrice Evra contrary to FA rules, the FA said in a statement on its website.
"It is further alleged that this included a reference to the ethnic origin and/or colour and/or race of Patrice Evra. The FA will issue no further comment at this time."
"The club this afternoon received notification from the Football Association of their decision to charge Luis Suarez and will take time to properly review the documentation which has been sent to us," Liverpool said on their website.
"We will discuss the matter fully with him when he returns from international duty, but he will plead not guilty to the charge and we expect him to request a personal hearing," the statement added.
"Luis remains determined to clear his name of the allegation made against him by Patrice Evra."
There is no TV footage of Suarez's alleged insults aimed at Frenchman Evra but the United player has said Suarez insulted him at least 10 times during the game.
